Lagos Travel Forum

You mention that people carry large amounts of cash notes with them..You also say that these notes develop an unattractive smell to them. Does this mean that credit cards are not readily accepted? Is cash money the only way to pay for things in Lagos? It is not possible to use a credit card instead of cash?
Thank you for any help that you can give me.

I would not attempt to use any credit card in Nigeria as its a known fraud zone. there was no issue with the money and smell to me!

Thanks for taking the time to answer my question. A gentleman that I have been corresponding with told me that one could not easily use credit cards and I was just checking.
Thanks!

I have heard that USD is preferred, credit card identy theft is on the rise over there, and that even goes with the higher end hotels.
One just has to be cautious when traveling over there, because of the crime,and pickpockets.

Funny you mention you are speaking to someone over there, so am I, his name isnt Jack is it...just kidding. Good luck!

Funny you mention you are speaking to someone over there, so am I, his name isnt Jack is it...just kidding. Good luck!

I have just come back from Nigeria. I found I could use my Visa card at the ATM to withdraw cash. Generally you will use cash to pay for everything. Credit card use is on the increase. However, if you are going to use a visa card to pay for a purchase, you need to ensure that your card is in your sight at all times, and that the card that is returned to you is infact your own card. Switching is frequent way to loose your card. Visa card from US - will not work as there are blocks. Visa from Australia are fine. If you are using UK visa, yoiu must notifiy your bank before you travel, or it will be blocked.

If you want to take cash - US currency is what you will be able to exchange. Be careful of dealers at the airport.