Schools are still struggling to keep up financially, but the quality of schools is pretty high, particularly in medium to high-income regions. Many of the budget problems have been addressed by shortening the school year (though they've also cut some staff and extra-curricular programs). I wouldn't worry about "hiring locals" particularly in finance. My sense is that people will hire the best candidates. I myself am in municipal finance, but don't know of anybody in the area that does arbitrage rebate, though someone may exist. The municpal finance industry is pretty slim here, but the general finance industry seems healthy (from what I see outside my bubble). Violent crime is low, but property crime is high in isolated areas. Homelessness is better than most large west coast cities, but still visible. Good luck!
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